We believe strength of relationship is paramount.
We seek to apply new solutions to old problems.
We are consistent in our actions to drive consistency in our outcomes.
At our organization, we strive to embrace our Members' perspective and build thriving lives and communities by fostering long-term connections. We consistently deliver timely and excellent results while initiating forthright communication to ensure openness and transparency in all we do. Additionally, we continuously challenge ourselves by refining our performance standards to ensure excellence in our execution.
Our leadership and team members deliver a world-class membership experience.
Meet the teamACIG is widely regarded nationwide as the nation’s preeminent construction insurer.
ACIG is not a generalist when it comes to safety, quality, claims, and risk management; all we focus on is construction. ACIG truly is “Of the Contractors, By the Contractors, and For the Contractors.” We are a Contractor-led and construction-inspired organization designed for the sole benefit of our Members.
Our goal is to utilize the expertise of our staff, the Members, and the industry to mitigate risk for our Members in their construction operations and beyond. Many of our Member-facing staff come directly from the construction industry, and all have many years of practical experience rooted in construction.
When a significant occurrence happens, a “SWAT Team” comprised of the Member’s key people and ACIG’s key people are immediately dispatched to the accident scene, preserving evidence, establishing strategy, and setting up a well-thought-out action plan to get the best result possible given the facts of the occurrence.
Our Members are different, with different cultures, different geographic regions, and different industry segments. With that in mind, we don’t try to force you to conform to processes and procedures that don’t fit your organization. However, we are also dogmatic about continuous improvement and will concentrate effort to move the needle.
Financial benefits are derived from the two main program components:
Loss reduction efforts resulting in losses below expected loss picks produce retrospective rating and bold retrospective rating returns. Adverse loss experience can result in a “retro additional.”
Because Members own ACIG, the results of their own safety and loss-prevention efforts come back to them. Members build equity over time through underwriting results on their own risk and on risk shared with fellow Members, through investment income on the reserves and capital that support the program, and through long-term participation. Retrospective rating rewards strong loss performance. Prospective Members receive a detailed review of how the program works for their organization.
